Some Steam players are currently experiencing payment failures when purchasing in-game items. Please refer to the following scenarios and solutions based on your specific situation:

Issue 1: Stuck on loading screen after purchase attempt, unable to initiate the payment process

Solution: Enable Steam Overlay in-game1. In the Steam client, click "Steam" → "Settings".2. Navigate to the "In-Game" tab and ensure "Enable the Steam Overlay while in-game" is checked.3. In your Library, right-click "Starward" → "Properties" → "General" and confirm the overlay is enabled there as well.

Issue 2: Still stuck on loading screen after enabling the overlay

Solution: Adjust XZYPlay.exe permissions1. In Steam, right-click "Starward" → "Manage" → "Browse local files".2. Locate "XZYPlay.exe", right-click it and select "Properties".3. Under the "Compatibility" tab, uncheck "Run this program as an administrator".

Issue 3: Error message "Payment Failed" appears immediately

Solution: Re-login to SteamThis error usually indicates an unstable or offline login status. Simply restart the Steam client and log in again.